NAVIGATING A PERSONAL INJURY CASE IN WISCONSIN

Accidents have a way of turning lives upside down, and often leave lasting physical and emotional scars. If you or a loved one has been injured by an accident in Wisconsin, you may be feeling overwhelmed, anxious, and uncertain about the future. Take a deep breath; you don’t have to do this alone, and we can help.

In this blog, we will guide you through the basic steps of navigating a personal injury case in Wisconsin. We’ll discuss common areas of concern like dealing with insurance companies, managing medical bills, and the importance of having the right personal injury lawyer by your side.

 

Understanding Personal Injury Claims

Personal injury law can be complicated, but understanding some key concepts can empower you after an accident. At its most basic, a personal injury claim occurs when someone suffers harm due to the negligence or wrongful acts of another person. Personal injury claims can stem from car accidents, truck accidents, pedestrian accidents, dog bites, wrongful death, and more.

Common Types of Personal Injury Cases

  • Car Accidents, Truck Accidents, Pedestrian Accidents: typically occur on or near a roadway as a result of someone’s reckless or negligent driving
  • Dog Bites: can occur in public or private settings as a result of the negligence of a dog’s owner or keeper
  • Wrongful Death: can occur due to any type of accident caused by negligent or reckless conduct by another person

No matter the type of accident – you deserve to be compensated to the fullest possible extent for your injuries.

 

 

What to do After an Accident: A Step-by-Step Guide

Experiencing an accident can be chaotic and extremely frightening. Here’s a straightforward guide to consider in the aftermath of an accident:

  1. Ensure Safety First
    • Check for injuries and call 911 if necessary
    • Move to a safe location away from traffic or other hazardous conditions, if possible
  1. Document the Scene – IF you are able and it’s SAFE to do so
    • Gather evidence by taking photos of the scene, vehicles involved, and any visible injuries
    • Collect the names and contact information from witnesses, if possible
  1. Report the Accident
    • Contact the police to file an accident or incident report
  1. Seek Medical Attention
    • The adrenaline coursing through your body after an accident often masks the presence and severity of injuries – even if you “feel fine” it’s a good idea to seek medical evaluation and treatment as soon as possible.
  1. Contact a Personal Injury Lawyer
    • Reaching out to an experienced personal injury lawyer who can help you navigate the complexities of your case sooner than later is essential in obtaining full and just compensation for your injury claim

 

Dealing with Insurance Companies

A huge source of frustration for people who have been injured in an accident is dealing with insurance companies. These entities will prioritize their own profits over your well-being. To put it bluntly: if an insurance company can avoid paying a claim or get you to take a low settlement quickly, they will. Here are some practical tips to protect yourself from the traps of insurance companies immediately after an accident:

  • Avoid Giving Recorded Statements – Insurance companies will use your own words against you. You are not obligated to give a recorded statement immediately. Contacting a personal injury lawyer before you give a recorded statement or sign any document from an insurance company is crucial to protecting yourself and your legal claim.
  • Document Everything – Keep a detailed log of all communications, medical records and bills, and any other expenses related to the accident and your injuries.
  • Don’t Settle Too Quickly – Insurance companies will absolutely try to get you to accept a low settlement offer quickly after an accident. Don’t accept less than you deserve. Always review your options carefully and with the help of an experienced personal injury lawyer you can trust.

Managing Medical Bills, Lost Wages, and Other Expenses

After an accident, managing the financial fallout is incredibly stressful. Here are some important considerations to keep in mind as you navigate your post-accident financial situation:

  • Keep track of medical expenses – Save all bills and receipts for medical treatment and related expenditures
  • Keep track of out-of-pocket expenses – Save receipts and other documentation related to any expense you have to pay out-of-pocket due to an accident
  • Understand your insurance coverages – Familiarize yourself with your health insurance, disability insurance, accident insurance, and auto insurance policies. While it may be counterintuitive, your own policies may provide primary coverage for accident-related costs while you recover from your injuries and pursue a claim against the at-fault party and their insurance company.
  • Consider lost wages and business revenue – If your injury affects your ability to work, keep detailed records of time missed and lost income. Lost wages and business revenue are compensable in an injury claim but often require careful documentation.

The Importance of Skilled Legal Representation

Having a knowledgeable personal injury lawyer can be the difference between receiving a fair settlement and being taken advantage of by insurance companies. Here are just a few reasons why skilled representation is essential:

  • Expert Negotiation – experienced lawyers know how to evaluate a claim and negotiate with insurance adjusters effectively to maximize your compensation.
  • Knowledge of Legal Standards – they understand Wisconsin tort law and how to protect your rights and build a compelling case on your behalf
  • Resources for Investigation – conducting a proper investigation of a claim is absolutely essential to ensure a successful outcome. Law firms have the experience and resources to hire necessary experts and gather evidence to strengthen your case.

 

The Personal Injury Process in Wisconsin: What to Expect

Understanding the steps involved in a personal injury claim can reduce your anxiety and empower you to make informed decisions after an accident. Here is a very simplified breakdown of what you should expect:

  1. Initial Consultation
    • Schedule a free consultation with an experienced lawyer to discuss your case
    • This is an opportunity to ask questions and understand your options
  1. Investigation
    • Your lawyer will gather evidence, interview witnesses, and evaluate the need for experts
  1. Demand Letter
    • Once you reach maximum medical improvement, your lawyer will draft a demand letter to the insurance company outlining your damages
  1. Negotiation
    • This stage involves negotiating back and forth with the at-fault insurance company with the goal of obtaining the maximum settlement
    • Your lawyer may also negotiate with your own insurance companies, who may have a claim for reimbursement for expenses they have paid on your behalf due to the accident
  1. Litigation (if necessary)
    • If a fair settlement cannot be reached, your lawyer may recommend filing a lawsuit and proceeding with the litigation process
  1. Settlement or Trial
    • Most cases settle before a trial, but even if your case goes to court, trust your lawyer to advocate and fight for your interests

 

If you or a loved one has been involved in an accident and needs assistance navigating this complex process, contact the Personal Injury Team at Turke & Steil LLP for a free consultation. We’re dedicated to standing by your side every step of the way to guide you, answer your questions, and fight to obtain the financial compensation you deserve.

 

Turke & Steil LLP –  Not your typical injury lawyers.